About Nithiyam

Our founder

Rajeswari Krishnamma Ganesan (Suja) realized that the world of personal finances in USA was a hot mess while working through the challenges in her own life. Seeking to make it easier for families to make sense of the financial world, she set on a mission to change the future by providing quality financial services herself.

Our story

Suja was initially just one woman with a laptop and a desire to make people understand finances better, and make more informed choices in their daily life. Quickly, what was meant to be a side gig grew into a viable business with a handful of licensed professionals using the HGI platform.

Now, Suja is working together with esteemed brand names to make sense of the complex financial puzzle in front of people who set out to plan for legal & financial protection, kids college planning, retirement planning etc.

We believe that your financial success starts here. We provide the education and support to help you thrive, regardless of your current financial situation

7

21

Qualified Licensed professionals

Not only is our team full of professionals – we're a fun bunch, too.

Solutions delivered

Last year, we successfully completed over 11 Financial design and implementation

States

We have specialist experience across 4 different US states

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Who are we

Life Insurance & IUL specialists

Work with clients to understand their needs and goals, and then recommend appropriate insurance and investment products to help them achieve those goals. They also provide ongoing guidance and support to help clients make informed financial decisions.

College Planning experts

Guide families through the process of saving and paying for college. They help families understand the costs of college, develop a savings plan, and explore financial aid options and also maximize college aid and loans

Retirement Planning advisors

Help Individuals prepare for financial security in retirement. They assess your current financial situation, develop a personalized plan, and recommend investment strategies to help you reach your retirement goals. They also provide guidance on other retirement-related topics, such as Social Security and healthcare costs

Annuities Consultants

Specialize in helping clients understand and choose annuity products. They assess your financial needs and goals, then recommend suitable annuity options to provide a stream of income during retirement. They also explain the complexities of annuities, including different types, payout options, and potential risks and benefits.

Why choose us?

National experience

We work with clients from multiple states. Currently serving customers in Florida, California, Arizona & IOWA

We believe that everyone deserves the opportunity to achieve financial well-being. Our mission is to democratize access to financial knowledge and provide the support necessary for individuals from all financial backgrounds to thrive and build a secure future.

Quality for value

Our motto is to provide only the highest quality to our clients, no matter the circumstances.

Favorable terms

Each financial solution we work on is tailored to the particular client's exact needs, not the other way around.

High standards

We take wealth building seriously, meaning that we only deliver work that we can be proud of.

Happy clients

Don't just take our word for it – our clients frequently stay in touch with us and work with us for their future needs. Contact us for refferals

Contact us

Whether you have a request, a query, or want to work with us, use the form below to get in touch with our team.